Krystal Zhong
Junior Associate Adviser
BEcon, BFin&Bank
I spent seven years living in Sweden and speak fluent Swedish. So how I ended up in financial advice in Adelaide is a bit of a story.
I studied Economics and Finance & Banking at the University of Adelaide and am currently completing a Graduate Diploma in Financial Planning. I’ve always enjoyed working with people and find great fulfilment in helping clients build financial security and confidence over time. Being able to make a meaningful, lasting impact in people’s lives is what drew me to financial advice.
A big part of what we do is the persistent follow-up that most people don't see. Age Pension applications, Centrelink paperwork, chasing documents. The kind of thing that takes months and makes people want to give up. We stick with it until it's done, and the relief on people's faces when it finally comes through is why the persistence is worth it.
I stay active with badminton and Pilates. I love the beach, whether that's squidding, crabbing, or just being outdoors. I'm also a member of the FAAA Emerging Professionals Committee for 2026, which works to promote and support people building a career in financial planning.
Qualifications & Credentials
Bachelor of Economics, University of Adelaide
Bachelor of Finance & Banking, University of Adelaide
Graduate Diploma in Financial Planning, Kaplan (in progress)
Member of Financial Advice Association Australia (FAAA)
FAAA Emerging Professionals Committee 2026
In the hot seat with Krystal
If you could have dinner with anyone dead or alive who would it be? Why?
I would choose Warren Buffett. I’d love to learn more about his investment philosophy and gain insight into how he makes disciplined, long-term decisions that have guided his remarkable success.
What's your favourite quote?
“Opportunities don’t happen. You create them.” – Chris Grosser
The one book you recommend everyone needs to read?
Rich Dad Poor Dad
What’s your go to karaoke song?
Viva La Vida by Coldplay
If you could live in any city in the world for a year, where would it be and why?
Any city in the Maldives. I’m drawn to the island lifestyle, natural beauty, and the chance to enjoy the beaches, crystal-clear waters, and relaxed way of life.